EduCom Co-operative Credit Union is a member-centric, financially-sound and technologically
enhanced employer of choice; and is the top Credit Union in Jamaica in member value,
compliance and satisfaction. AAMM and UWI Co-operative Credit Unions merged their
operations on April 1, 2015 and realized the birth of EduCom Co-operative Credit Union
Limited. In 2017, as EduCom sought to further grow and expand, St. Catherine Credit Union was
acquired. This resulted in a network of nine (9) branches spread island wide which ranks
EduCom in the number 5 position among large Credit Unions in Jamaica with an asset base of
over $12 Billion and a growing membership of currently over 81,000.
We continue to offer new and exciting products and services while delivering exceptional
member service and enabling the least fortunate among us to have a better future through our
corporate outreach efforts.

Mission: To improve the quality of life of our members and their families, through the provision of
personalized financial solutions and advice.
Who can join? Any person 16 years or older who attended a secondary school.
Products:
1. Wealth Creator:   Wealth Creator gives you the tools to save towards your medium to long-
term goals. Saving goals are insured up to 4 million dollars.
2. Pardna Plan: Members can throw a minimum of Five Hundred Dollars ($500) and get an
incentive on their draw! The bigger your hand the bigger your bonus, and you don’t have to
pay the banker!  Choose to save weekly, fortnightly, or monthly for contract periods of 16, 24
of 48 weeks.
3. Home Equity Loan: Benefit from the equity in your property! Start that long-awaited home
improvement or consolidate your debts today.
4. Motor Vehicle Loan: Get into your new car with the lowest rates of the year! We provide
100% financing with up to 10 years to repay.
5. Fixed Deposits: Let us help your money grow! Get up to a whopping 6% interest on your
deposit when you save with EduCom.

6. Mega Advantage: A savings solutions that pays you your interest upfront, in cash.  This is
one of a kind. Open a savings account for minimum periods 6, 12, 18 or 24 months, your
interest is calculated and paid at the beginning of the tenure instead of at the end.
7. Family Indemnity Insurance Plan: One Policy covers up to six (6) eligible family members
at an affordable cost.
8. Educator Plus: Guarantees peace of mind knowing that dedicated funds are set aside to
fund your child’s education.
9. Diamond Reserve Club: Retire the right way with an interest bearing, flexible savings
account. This product is exclusively available to members 50 years and over.
10. Fast Cash (Unsecured):   Borrow up to $500,000.00 with 24 months to repay.
11. Credit Advantage Line: Revolving loan that allows a flexible and secured line of credit.
Members may access up to One Million Dollars ($1,000,000.00).
12. Christmas and Vacation Loans: Borrow up to $300,000.00 with 1 year to repay.
13. Educational Equipment Loan:  Borrow up to $250,000 to purchase school tablets, laptops,
and other school supplies.
14. Mortgage / Joint Mortgage: loans to purchase, build or improve the home of your dreams!
15. Education Loans:  borrow up to Three Hundred Thousand Dollars, ($300,000) towards the
cost of tuition
16. Insurance Premium Financing: Low on funds with premiums to pay? Get up to $100,000
with 12 months to repay.
17. Health Insurance
18. EduCom Special Loan
19. EduHome Loan
20. Personal & Regular Loan
…And so much more
Don’t get left behind because of lack of financial resources. Call or visit EduCom today.